What is Open Banking?
Open Banking is a secure way for consumers to share their financial data with banks and third-party providers, enabling new products and services. In New Zealand, it allows for direct bank-to-bank payments without the need for credit cards or traditional payment methods.
New Open Banking API v2.0 Released
What is Open Banking?
Benefit for Merchants
Experience the future of payments with our cutting-edge Open Banking solution
Lower Transaction Costs
Save up to 60% compared to cards
Instant Settlement
No more waiting days for funds
Enhanced Security
Bank-level protection without storing data
Automatic Reconciliation
Transactions match to invoices automatically
Improved Experience
Streamlined checkout with fewer steps
Ready to get started?
Join the future of payments with Open Banking
How it Works
BlinkPay connects directly to major New Zealand banks through secure APIs. When a customer makes a payment, they simply select their bank, authenticate through their bank's secure system, and approve the payment. No card details or new accounts required.
Checkout
→
Choose Bank
→
Authenticate
→
Complete
Integration
Getting Started
Up and running in 24 hours
Pre-Integration Checklist
- Create BlinkPay merchant account
- Complete business verification
- Connect business bank account
- Generate API keys
- Set up test environment
Technical Requirements
- Server must support secure HTTPS requests
- Secure storage for API keys and tokens
- For real-time payment notifications